Denials, Underpayments, & Recoupments - Challenged the Right Way


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Frequently Asked Questions





1. What is Reimbursement Defense?

Reimbursement Defense is the process of identifying and challenging the payer tactics behind denials, underpayments, recoupments, and other reimbursement disputes. Unlike traditional denial management, the focus is on the payer's reasoning, governing rules, and available leverage, not just resubmitting claims or correcting billing issues.




2. How is MCA different from a billing company or denial management vendor?


Billing companies typically focus on claim submission, billing corrections, follow-up, and routine denial resolution. MCA focuses on complex reimbursement disputes involving denials, underpayments, recoupments, audits, plan interpretation, payer regulatory issues, and unfair payer tactics.





3. Do you handle all specialties?


Yes. Our work focuses on payer behavior, reimbursement rules, plan language, and appeal strategy rather than specialty-specific clinical services. We work with providers across many specialties, including chiropractic, physical therapy, surgery, orthopedics, behavioral health, and others.





4. Do you handle Medicare, Medicare Advantage, Medicaid, TRICARE, Workers' Comp, and PIP claims?

Yes. While the governing rules may differ, the process of identifying the payer's reasoning and building a targeted response applies across government and commercial programs.




​​5. Do you provide billing, coding, or credentialing services?


No. We are not a billing company, coding service, or credentialing vendor. Our focus is reimbursement defense, appeal strategy, underpayment disputes, recoupment defense, audits, and revenue recovery.




6. Do you provide CPT coding reviews or documentation audits?


No. However, if you're being audited, we may be able to help you draft your audit response and reimbursement dispute so that documentation is reviewed in the proper context in accordance with applicable rules and requirements, rather than the payer just looking for a reason to deny or recoup.





7. What types of denials can you help with?


Examples include:

Medical necessity denials

Experimental or investigational denials

Prior authorization denials

Benefit denials

Timely filing denials

Non-covered service denials

Downcoding

Bundling issues

Out-of-network repricing

Underpayments

Recoupments and offsets

Audit findings

Other complex reimbursement disputes




8. Can you help if I've already appealed?

In some cases, yes; provided that it's still within the appeal window and a second-level appeal is allowed. However, for the best possible chances at recovery, we recommend retaining us immediately on any hard denial instead of taking your chances with your own appeal.






9. What if I don't have the member's plan document?


That's common. We can often evaluate the situation using the available information and discuss what additional documentation may be helpful.






10. What is included in a case?

A case generally includes review of the denial or underpayment, identification of the payer tactic at play, appeal drafting, reimbursement defense strategy, and follow-up or escalation guidance related to that specific issue.




11. What makes a case complex?


Complex cases may involve multi-level appeals, high-dollar claims, recurring denials, multiple affected claims, extensive documentation, contract interpretation, regulatory analysis, or advanced escalation strategies.



12. How much do your services cost?

Fees vary depending on the value, complexity, and scope of the matter. Depending on the case and the services you request, the price may be structured as a flat fee, a reduced up-front fee plus a 10% recovery fee, or a contingency-based recovery fee.



13. What is the Reimbursement Defense Assessment?

The Reimbursement Defense Assessment is an initial review designed to determine whether a claim is worth pursuing, identify the likely payer tactic involved, and provide recommendations for next steps.


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14. What happens if you don't think I have a strong case?



We'll tell you. We don't recommend additional services simply to



generate fees. If we don't believe further action is likely to produce



meaningful value, we'll say so.





15. Do you communicate directly with payers?



Yes. For clients using our done-for-you revenue recovery service, we



can communicate directly with payers and pursue available



escalation paths on the provider's behalf.





16. Can you help with audits and refund demands?



Yes. We assist with audit response strategy, recoupment defense,



refund demand disputes, and related reimbursement dispute issues.



However, we don't provide CPT coding reviews or documentation



audits.






17. Do you guarantee payment or recovery?



No. No one can ethically guarantee a specific outcome. We provide



strategy, analysis, appeal drafting, and recovery efforts designed to



place providers in the strongest possible position, but outcomes



depend on the facts of each case.





18. Why should I contact MCA before filing an appeal?



Because appeal opportunities are limited. Once deadlines pass, or



important arguments are omitted; recovering the revenue can become



much more difficult. A strong strategy is usually most effective



before appeal rights are exhausted.














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MedClaim Alliance
P.O. Box 20655
Amarillo, TX 79114
Ph. 844-400-8529
Fx. 877-873-1470



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